Even with mortgage interest rates sitting near record lows, mortgage applications failed to make any gains recently. Total application volume decreased 4% on a seasonally adjusted basis for the week from the previous week, according to the Mortgage Bankers Association. Even refinances, which are highly rate-sensitive, were unimpressed by the continued low rates, falling 4% […]

As temperatures cool down, and we prepare for a season of shorter, darker days, it’s time to think about the inside of your home – how to make it as glorious on gloomy days as it was during the brilliant sunshine of summer. Oh good: Projects! But wait. Don’t let the excitement of improving your […]

Next time you whip up a quiche or bake a cake, you may want to think twice before tossing the eggshells in the trash. From deterring pests to making better coffee, practical uses for eggshells abound. Note that, except when using them in the garden, raw eggshells should be sterilized before using. To do this, place […]

Happy first week of school! This is a great time to change the lunches. I went to my son’s school last year and was stunned by all the food kids throw away. Not only are they throwing away perfectly good food, but they are throwing away your time, too! I like to know what my […]